Payments
Payment gateway, settlements, UPI and reconciliation
Settled (Apr)
โน38,40,000
+16%
Success Rate
97.8%
+0.4pp
Avg Settlement
T+1
โ
Refunds (7d)
โน48,200
-12%
Multi-gateway routing
Primary: Razorpay. Fallback: PhonePe. Routing by payment method and success rate.
UPI dominance
UPI accounts for 62% of transactions. PhonePe 38%, GPay 32%, Paytm 18%.
Reconciliation engine
Daily auto-reconcile against bank statements. Dispute management built-in.
GST invoicing
Auto GST invoice on payment. B2B GSTIN support. TDS deduction tracking.