QuantumOS X3

A

Khata (Ledger)

Credit ledger, khata accounts and B2B credit management

Active Khata Accounts

1,240

+84

Total Credit Extended

₹24,80,000

+18%

Overdue > 30d

₹1,84,000

-12%

Collection Rate

94.2%

+1.8pp

Digital khata

Replace paper khatas. Credit limit per customer. Auto-reminder on due date.

B2B credit lines

Distributor and retailer credit management. GST-compliant invoicing.

Payment tracking

Track partial payments. Auto-reconcile with UPI and bank transfers.

WhatsApp reminders

Automated due-date reminders via WhatsApp. 94.2% collection rate.